🏦Bank Scorer

This institution is no longer active

Operations ceased on February 2, 2023. CRA examination history below reflects the period it was active.

BANK OF THE WEST

SAN FRANCISCO, CA · Supervised by FDIC

Est. 1874FDIC #3,514RSSD: FDIC-3514
Part ofBNP PARIBAS→ View all charters
Outstanding Up

Current rating · Exam: May 2021

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.89%

Institution Profile

FDIC BankFind

Address

180 Montgomery St, SAN FRANCISCO, CA

County

San Francisco County

Established

January 1, 1874

Total Assets

$91.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 2021

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2022Call Report / FDIC

Total Assets

$91.6B

Total Deposits

$72.1B

Net Loans

$59.6B

Net Income

$848M

ROA

0.89%

ROE

7.56%

Risk-Based Capital

12.13%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

11 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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