Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.8B
Total Deposits
$2.9B
Net Loans
$2.4B
Net Income
$14M
ROA
1.46%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.52%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 28 | 92.86% | 3.57% |
| 2019 | 16 | 87.5% | 6.25% |
| 2018 | 205 | 71.71% | 20.98% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2023 | Satisfactory | Large Bank |
| Mar 2021 | Needs to Improve | Large Bank |
| Jan 2019 | Satisfactory | Large Bank |
11 previous ratings locked — back to 1990
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Total Branches
36
Branch Deposits
$3.0B
1-Year Change
0
5-year net change: -5 branches
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