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This institution is no longer active

Operations ceased on January 1, 2012. CRA examination history below reflects the period it was active.

BANK OF TEXAS

AUSTIN, TX · Supervised by FDIC

Est. 1907FDIC #11,942RSSD: FDIC-11942
Part ofTEXAS BANKERS INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.05%

Institution Profile

FDIC BankFind

Address

1005 Congress Avenue, Suite 100, AUSTIN, TX

County

Travis County

Established

September 16, 1907

Total Assets

$78M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2006

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2011Call Report / FDIC

Total Assets

$78M

Total Deposits

$70M

Net Loans

$27M

Net Income

$-792K

ROA

-1.05%

ROE

-9.83%

Risk-Based Capital

24.03%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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