🏦Bank Scorer

This institution is no longer active

Operations ceased on July 15, 1994. CRA examination history below reflects the period it was active.

BANK OF SAN PEDRO

LOS ANGELES, CA · Supervised by FDIC

Est. 1975FDIC #21,922RSSD: FDIC-21922
Satisfactory Same

Current rating · Exam: July 1993

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.27%

Institution Profile

FDIC BankFind

Address

250 West Fifth Street, LOS ANGELES, CA

County

Los Angeles County

Established

February 7, 1975

Total Assets

$133M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1993

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1994Call Report / FDIC

Total Assets

$133M

Total Deposits

$128M

Net Loans

$89M

Net Income

$-757K

ROA

-2.27%

ROE

-79.39%

Risk-Based Capital

4.74%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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