🏦Bank Scorer

This institution is no longer active

Operations ceased on February 2, 2004. CRA examination history below reflects the period it was active.

BANK OF PETALUMA

PETALUMA, CA · Supervised by FDIC

Est. 1987FDIC #27,064RSSD: FDIC-27064
Part ofGREATER BAY BCORP→ View all charters
Outstanding Up

Current rating · Exam: January 1999

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.73%

Institution Profile

FDIC BankFind

Address

100 Petaluma Blvd. South, PETALUMA, CA

County

Sonoma County

Established

September 21, 1987

Total Assets

$386M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 1, 1999

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2003Call Report / FDIC

Total Assets

$386M

Total Deposits

$277M

Net Loans

$186M

Net Income

$3M

ROA

0.73%

ROE

11.01%

Risk-Based Capital

13.11%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/55fc1996-1eca-4b7f-8eff-f8a948d4ab7c"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: