🏦Bank Scorer

This institution is no longer active

Operations ceased on June 1, 2010. CRA examination history below reflects the period it was active.

BANK OF PENSACOLA

PENSACOLA, FL · Supervised by FDIC

Est. 1972FDIC #20,830RSSD: FDIC-20830
Part ofSYNOVUS FINANCIAL CORP→ View all charters
Outstanding Same

Current rating · Exam: August 2008

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -2.99%

Institution Profile

FDIC BankFind

Address

125 West Romana Street, Suite 400, PENSACOLA, FL

County

Escambia County

Established

October 11, 1972

Total Assets

$1.7B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 2008

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2010Call Report / FDIC

Total Assets

$1.7B

Total Deposits

$1.5B

Net Loans

$1.4B

Net Income

$-13,133K

ROA

-2.99%

ROE

-34.94%

Risk-Based Capital

11.36%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1993

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/b1443894-5195-49c8-80bd-aae1a6911b9f"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: