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This institution is no longer active

Operations ceased on July 19, 1993. CRA examination history below reflects the period it was active.

BANK OF KERRVILLE

KERRVILLE, TX · Supervised by FDIC

Est. 1988FDIC #27,378RSSD: FDIC-27378
Part ofPREMIER BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: December 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.74%

Institution Profile

FDIC BankFind

Address

200 Sidney Baker South, KERRVILLE, TX

County

Kerr County

Established

November 17, 1988

Total Assets

$52M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1992

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1993Call Report / FDIC

Total Assets

$52M

Total Deposits

$47M

Net Loans

$20M

Net Income

$718K

ROA

2.74%

ROE

40.41%

Risk-Based Capital

13.76%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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