This institution is no longer active

Operations ceased on March 6, 2010. CRA examination history below reflects the period it was active.

BANK OF ESCONDIDO

ESCONDIDO, CA · Supervised by FDIC

Est. 2003FDIC #57,590RSSD: FDIC-57590

Part ofCAPITOL BCORP LTD→ View all charters

Satisfactory

Current rating · Exam: January 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.99%

Institution Profile

FDIC BankFind

Address

200 West Grand Avenue, ESCONDIDO, CA

County

San Diego County

Established

October 15, 2003

Total Assets

$67M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2006

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2009Call Report / FDIC

Total Assets

$67M

Total Deposits

$61M

Net Loans

$50M

Net Income

$-1,868K

ROA

-1.99%

ROE

-16.42%

Risk-Based Capital

11.83%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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