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This institution is no longer active

Operations ceased on March 23, 1993. CRA examination history below reflects the period it was active.

BANK OF EAST TEXAS

CHESTER, TX · Supervised by FDIC

Est. 1985FDIC #26,473RSSD: FDIC-26473
Part ofBANCWELL FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: May 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.72%

Institution Profile

FDIC BankFind

Address

Highway 287, CHESTER, TX

County

Tyler County

Established

November 22, 1985

Total Assets

$8M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 16, 1992

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$8M

Total Deposits

$8M

Net Loans

$1M

Net Income

$62K

ROA

0.72%

ROE

10.84%

Risk-Based Capital

32.79%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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