Contact & Details
FDIC BankFindWebsite
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Total Assets
How this bank compares
Mortgage Denial Rate (TX)
Lower denial rate than 18.2% of TX banks
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$262M
Total Deposits
$235M
Net Loans
$151M
Net Income
$989K
ROA
1.50%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.84%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 52 | 78.85% | 15.38% |
| 2023 | 72 | 80.56% | 8.33% |
| 2019 | 64 | 75% | 7.81% |
| 2018 | 85 | 78.82% | 7.06% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Small Bank |
| Jun 2019 | Satisfactory | Small Bank |
| May 2015 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
1
Branch Deposits
$245M
1-Year Change
0
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