This institution is no longer active

Operations ceased on July 1, 1994. CRA examination history below reflects the period it was active.

BANK OF CORAL GABLES

CORAL GABLES, FL · Supervised by FDIC

Est. 1981FDIC #23,418RSSD: FDIC-23418

Part ofINTERSTATE BANK HOLDING CO→ View all charters

Substantial Noncompliance

Current rating · Exam: July 1993

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At a Glance

Community Lending (CRA)

Substantial Noncompliance

Serious failures in community lending obligations — can trigger regulatory consequences

Financial Health

Adequate

ROA 0.70%

Institution Profile

FDIC BankFind

Address

2701 Ponce De Leon Boulevard, CORAL GABLES, FL

County

Miami-Dade County

Established

May 16, 1981

Total Assets

$97M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Substantial Noncompliance

Serious failures in community lending obligations — can trigger regulatory consequences

Exam Date

July 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1994Call Report / FDIC

Total Assets

$97M

Total Deposits

$86M

Net Loans

$36M

Net Income

$334K

ROA

0.70%

ROE

7.49%

Risk-Based Capital

19.26%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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