🏦Bank Scorer

This institution is no longer active

Operations ceased on December 3, 2004. CRA examination history below reflects the period it was active.

BANK OF AMADOR

JACKSON, CA · Supervised by FDIC

Est. 1983FDIC #24,799RSSD: FDIC-24799
Satisfactory Same

Current rating · Exam: September 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.54%

Institution Profile

FDIC BankFind

Address

422 Sutter Street, JACKSON, CA

County

Amador County

Established

November 21, 1983

Total Assets

$136M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2002

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2004Call Report / FDIC

Total Assets

$136M

Total Deposits

$120M

Net Loans

$81M

Net Income

$1M

ROA

1.54%

ROE

13.04%

Risk-Based Capital

16.46%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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