Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$422M
Total Deposits
$336M
Net Loans
$378M
Net Income
$848K
ROA
0.76%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.03%
Risk-Based Capital
39.62%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 2 | 100% | 0.00% |
| 2022 | 1,502 | 60.12% | 6.99% |
| 2021 | 2,853 | 62.6% | 6.45% |
| 2020 | 2,660 | 61.17% | 8.72% |
| 2019 | 2,155 | 63.99% | 7.38% |
| 2018 | 818 | 59.66% | 5.75% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2022 | Satisfactory | Small Bank |
| Jun 2016 | Satisfactory | Small Bank |
| Oct 2011 | Satisfactory | Small Bank |
1 previous rating locked — back to 2008
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Total Branches
1
Branch Deposits
$431M
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red