This institution is no longer active

Operations ceased on November 1, 2019. CRA examination history below reflects the period it was active.

ATLANTIC PACIFIC BANK

SANTA ROSA, CA · Supervised by FDIC

Est. 2006FDIC #58,275RSSD: FDIC-58275

Part ofALTAPACIFIC BCORP→ View all charters

Satisfactory

Current rating · Exam: December 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.13%

Institution Profile

FDIC BankFind

Address

4845 Old Redwood Highway, SANTA ROSA, CA

County

Sonoma County

Established

July 10, 2006

Total Assets

$420M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 5, 2008

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2019Call Report / FDIC

Total Assets

$420M

Total Deposits

$297M

Net Loans

$330M

Net Income

$4M

ROA

1.13%

ROE

8.22%

Risk-Based Capital

16.21%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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