Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$388M
Total Deposits
$311M
Net Loans
$315M
Net Income
$137K
ROA
0.14%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.54%
Risk-Based Capital
14.68%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 77 | 66.23% | 7.79% |
| 2023 | 114 | 74.56% | 7.89% |
| 2022 | 108 | 83.33% | 4.63% |
| 2021 | 134 | 85.07% | 4.48% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2022 | Satisfactory | Small Bank |
| Apr 2019 | Satisfactory | Small Bank |
| Mar 2016 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1999
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Total Branches
5
Branch Deposits
$307M
1-Year Change
0
5-year net change: +1 branches
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