This institution is no longer active

Operations ceased on April 1, 2012. CRA examination history below reflects the period it was active.

ANDEREN BANK

PALM HARBOR, FL · Supervised by FDIC

Est. 2007FDIC #58,578RSSD: FDIC-58578

Part ofANDEREN FINANCIAL INC→ View all charters

Satisfactory

Current rating · Exam: May 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.19%

Institution Profile

FDIC BankFind

Address

3412 East Lake Road, PALM HARBOR, FL

County

Pinellas County

Established

November 15, 2007

Total Assets

$199M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2010

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2012Call Report / FDIC

Total Assets

$199M

Total Deposits

$161M

Net Loans

$141M

Net Income

$94K

ROA

0.19%

ROE

1.00%

Risk-Based Capital

21.89%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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