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This institution is no longer active

Operations ceased on June 10, 2005. CRA examination history below reflects the period it was active.

AMERICAN STATE BANK

LAWRENCEBURG, IN · Supervised by FDIC

Est. 1905FDIC #9,645RSSD: FDIC-9645
Part ofAMERICAN STATE CORP→ View all charters
Satisfactory Down

Current rating · Exam: March 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -6.36%

Institution Profile

FDIC BankFind

Address

131 Walnut Street, LAWRENCEBURG, IN

County

Dearborn County

Established

January 1, 1905

Total Assets

$67M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2005

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2005Call Report / FDIC

Total Assets

$67M

Total Deposits

$58M

Net Loans

$42M

Net Income

$-1,059K

ROA

-6.36%

ROE

-77.31%

Risk-Based Capital

14.60%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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