🏦Bank Scorer

AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON

WILLISTON, ND · Supervised by FDIC

Est. 1936FDIC #15,444RSSD: FDIC-15444
Part ofAMERICAN STB HOLDING CO INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.45%

Institution Profile

FDIC BankFind

Address

223 Main St, WILLISTON, ND

County

Williams County

Established

December 1, 1936

Total Assets

$661M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Feb 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$661M

Total Deposits

$584M

Net Loans

$286M

Net Income

$4M

ROA

2.45%

ROE

26.61%

Risk-Based Capital

23.37%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$569M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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