AMERICAN STB HOLDING CO INC is the parent banking group. AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

AMERICAN STB HOLDING CO INC

Legal name: AMERICAN STATE BANK HOLDING COMPANY, INC.

1 active bank · $661M combined assets

RSSD ID: 2632571 (FFIEC NIC)

Combined Assets

$661M

CRA Rating Summary

Satisfactory1charter

Across all 12 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankAMERICAN STATE BANK & TRUST COMPANY OF WILLISTONWILLISTON, NDSatisfactory$661MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$661M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$584M

Net Income

$4M

ROA (avg)

2.45%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON	WILLISTON, ND	FDIC	$661M	100.0%	Satisfactory	Feb 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.