Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$4.0B
Total Deposits
$3.6B
Net Loans
$2.9B
Net Income
$8M
ROA
0.82%
Below avg for Community banks. Peer avg: 0.90%
ROE
9.05%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 4,048 | 75.49% | 11.86% |
| 2023 | 3,739 | 77.91% | 9.17% |
| 2022 | 4,655 | 80.6% | 6.60% |
| 2021 | 7,350 | 82.3% | 5.43% |
| 2020 | 7,854 | 82.49% | 3.93% |
| 2019 | 5,119 | 84.72% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2009 | Outstanding | Intermediate Small Bank |
| Jun 2006 | Satisfactory | Small Bank |
| Jul 2003 | Satisfactory | Large Bank |
5 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
46
Branch Deposits
$3.3B
1-Year Change
0
5-year net change: +5 branches
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Preview:
| 4.12% |
| 2018 | 4,519 | 83.49% | 4.74% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red