Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$14.8B
Total Deposits
$12.7B
Net Loans
$12.7B
Net Income
$35M
ROA
0.96%
Above avg for Regional banks. Peer avg: 0.88%
ROE
9.77%
Risk-Based Capital
12.61%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 13,459 | 80.78% | 5.80% |
| 2023 | 12,179 | 81.1% | 5.71% |
| 2022 | 16,176 | 82.02% | 4.78% |
| 2021 | 26,214 | 86.34% | 2.97% |
| 2020 | 26,806 | 85.89% | 2.43% |
| 2019 | 14,808 | 87.59% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2024 | Satisfactory | Large Bank |
| Sep 2021 | Satisfactory | Large Bank |
| Sep 2018 | Satisfactory | Large Bank |
10 previous ratings locked — back to 1992
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Total Branches
33
Branch Deposits
$12.0B
1-Year Change
+5
5-year net change: +10 branches
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| 2.18% |
| 2018 | 11,191 | 87.74% | 2.19% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red