Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$6.1B
Total Deposits
$5.0B
Net Loans
$3.1B
Net Income
$19M
ROA
1.29%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.26%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 279 | 82.44% | 2.51% |
| 2023 | 395 | 83.29% | 5.57% |
| 2022 | 508 | 80.91% | 5.12% |
| 2021 | 848 | 79.95% | 7.90% |
| 2020 | 1,107 | 79.13% | 6.05% |
| 2019 | 610 | 82.3% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Large Bank |
| Jul 2023 | Satisfactory | Large Bank |
| Aug 2020 | Satisfactory | Intermediate Small Bank |
11 previous ratings locked — back to 1990
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Total Branches
18
Branch Deposits
$4.9B
1-Year Change
0
5-year net change: -2 branches
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Preview:
| 2018 | 518 | 78.38% | 6.76% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red