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This institution is no longer active

Operations ceased on December 13, 1994. CRA examination history below reflects the period it was active.

AMERICAN STATE BANK

NORTH JUDSON, IN · Supervised by FDIC

Est. 1927FDIC #14,951RSSD: FDIC-14951
Part ofAMERICAN BCORP INC→ View all charters
Satisfactory

Current rating · Exam: November 1992

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.78%

Institution Profile

FDIC BankFind

Address

310 Lane Street, NORTH JUDSON, IN

County

Starke County

Established

April 26, 1927

Total Assets

$65M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1992

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1994Call Report / FDIC

Total Assets

$65M

Total Deposits

$59M

Net Loans

$43M

Net Income

$382K

ROA

0.78%

ROE

9.63%

Risk-Based Capital

12.92%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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