Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.4B
Total Deposits
$1.3B
Net Loans
$1.1B
Net Income
$4M
ROA
1.21%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.84%
Risk-Based Capital
13.82%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 28 | 92.86% | 0.00% |
| 2023 | 23 | 86.96% | 0.00% |
| 2022 | 97 | 86.6% | 5.15% |
| 2021 | 79 | 88.61% | 3.80% |
| 2020 | 77 | 72.73% | 14.29% |
| 2019 | 45 | 73.33% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2023 | Outstanding | Intermediate Small Bank |
| Aug 2020 | Outstanding | Intermediate Small Bank |
| Nov 2017 | Outstanding | Small Bank |
2 previous ratings locked — back to 2009
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
7
Branch Deposits
$1.1B
1-Year Change
0
5-year net change: +2 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/american-riviera-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 61 | 85.25% | 6.56% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red