This institution is no longer active

Operations ceased on August 1, 2012. CRA examination history below reflects the period it was active.

AMERICAN PRINCIPLE BANK

SAN LUIS OBISPO, CA · Supervised by FDIC

Est. 2007FDIC #58,614RSSD: FDIC-58614

Satisfactory

Current rating · Exam: May 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.37%

Institution Profile

FDIC BankFind

Address

4051 Broad Street, Suite 140, SAN LUIS OBISPO, CA

County

San Luis Obispo County

Established

October 15, 2007

Total Assets

$271M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2010

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2012Call Report / FDIC

Total Assets

$271M

Total Deposits

$220M

Net Loans

$196M

Net Income

$-483K

ROA

-0.37%

ROE

-2.23%

Risk-Based Capital

21.39%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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