This institution is no longer active
Operations ceased on August 1, 2012. CRA examination history below reflects the period it was active.
SAN LUIS OBISPO, CA · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$271M
Total Deposits
$220M
Net Loans
$196M
Net Income
$-483K
ROA
-0.37%
Below avg for Small banks. Peer avg: 0.44%
ROE
-2.23%
Risk-Based Capital
21.39%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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This is the only examination on record for this bank.
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Established
Total Assets