WICHITA FALLS, TX · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.5B
Total Deposits
$2.2B
Net Loans
$1.9B
Net Income
$5M
ROA
0.89%
Below avg for Community banks. Peer avg: 0.90%
ROE
8.76%
Risk-Based Capital
13.68%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,165 | 81.46% | 2.15% |
| 2023 | 856 | 80.61% | 2.22% |
| 2022 | 726 | 81.68% | 4.41% |
| 2021 | 979 | 80.49% | 7.56% |
| 2020 | 1,392 | 84.12% | 6.61% |
| 2019 | 790 | 86.2% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 1997 | Satisfactory | Not Reported |
| Aug 1994 | Satisfactory | Not Reported |
Exam dates and details are paywalled
Total Branches
12
Branch Deposits
$2.1B
1-Year Change
+1
5-year net change: +2 branches
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Preview:
| 2018 | 535 | 86.17% | 12.90% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red