Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.8B
Total Deposits
$2.2B
Net Loans
$1.8B
Net Income
$10M
ROA
1.47%
Above avg for Community banks. Peer avg: 0.90%
ROE
6.69%
Risk-Based Capital
27.20%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 472 | 62.5% | 15.04% |
| 2023 | 467 | 61.88% | 18.84% |
| 2022 | 518 | 60.42% | 15.25% |
| 2021 | 933 | 67.74% | 10.72% |
| 2020 | 999 | 76.88% | 6.41% |
| 2019 | 586 | 73.72% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2024 | Satisfactory | Large Bank |
| Jun 2021 | Satisfactory | Intermediate Small Bank |
| Jul 2018 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2009
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Total Branches
29
Branch Deposits
$2.2B
1-Year Change
0
5-year net change: -5 branches
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Preview:
| 2018 | 545 | 69.72% | 8.26% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red