This institution is no longer active

Operations ceased on June 12, 1992. CRA examination history below reflects the period it was active.

AMERICAN INTERSTATE BANK

NEWPORT BEACH, CA · Supervised by FDIC

Est. 1973FDIC #21,082RSSD: FDIC-21082

Satisfactory

Current rating · Exam: December 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.33%

Institution Profile

FDIC BankFind

Address

500 Newport Center Drive, NEWPORT BEACH, CA

County

Orange County

Established

May 14, 1973

Total Assets

$42M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 29, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1992Call Report / FDIC

Total Assets

$42M

Total Deposits

$41M

Net Loans

$34M

Net Income

$-267K

ROA

-2.33%

ROE

-94.47%

Risk-Based Capital

3.91%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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