This institution is no longer active

Operations ceased on December 31, 1993. CRA examination history below reflects the period it was active.

AMERICAN GENERAL FINANCIAL CENTER, INCORPORATED

SOUTH BEND, IN · Supervised by FDIC

Est. 1914FDIC #26,527RSSD: FDIC-26527

Satisfactory

Current rating · Exam: May 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 13.78%

Institution Profile

FDIC BankFind

Address

714 North Michigan Street, SOUTH BEND, IN

County

St. Joseph County

Established

January 1, 1914

Total Assets

$3M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1993Call Report / FDIC

Total Assets

$3M

Total Deposits

—

Net Loans

—

Net Income

$861K

ROA

13.78%

ROE

38.30%

Risk-Based Capital

96.74%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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