🏦Bank Scorer

AMERICAN FIRST NATIONAL BANK

HOUSTON, TX · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1998FDIC #34,656
Outstanding Same

Current rating · Exam: May 2025

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 2.40%

Institution Profile

FDIC BankFind

Address

9999 Bellaire Blvd, HOUSTON, TX

County

Harris County

Established

May 18, 1998

Total Assets

$2.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 5, 2025

Exam Type

Large Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:May 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$2.9B

Total Deposits

$2.4B

Net Loans

$2.4B

Net Income

$17M

ROA

2.40%

ROE

17.75%

Risk-Based Capital

17.18%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

20

Branch Deposits

$2.5B

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

6 previous ratings locked — dating back to 1999

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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