SAINT JOHN, IN · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$377M
Total Deposits
$339M
Net Loans
$307M
Net Income
$1M
ROA
1.17%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.83%
Risk-Based Capital
12.30%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 98 | 96.94% | 0.00% |
| 2023 | 150 | 94.67% | 1.33% |
| 2022 | 206 | 90.78% | 0.49% |
| 2021 | 460 | 95.43% | 0.00% |
| 2020 | 461 | 98.7% | 0.22% |
| 2019 | 190 | 93.16% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2025 | Satisfactory | Small Bank |
| Dec 2022 | Needs to Improve | Small Bank |
| Dec 2019 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$347M
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/american-community-bank-of-indiana" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 168 | 87.5% | 2.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red