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This institution is no longer active

Operations ceased on November 10, 2016. CRA examination history below reflects the period it was active.

AMERICAN BANK OF TEXAS

SHERMAN, TX · Supervised by FDIC

Est. 1971FDIC #20,473RSSD: FDIC-20473
Part ofNORTH AMERICAN BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: August 2014

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.52%

Institution Profile

FDIC BankFind

Address

2011 Texoma Parkway, SHERMAN, TX

County

Grayson County

Established

September 1, 1971

Total Assets

$2.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2014

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2016Call Report / FDIC

Total Assets

$2.4B

Total Deposits

$2.0B

Net Loans

$1.5B

Net Income

$27M

ROA

1.52%

ROE

10.38%

Risk-Based Capital

17.57%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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