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This institution is no longer active

Operations ceased on September 5, 2015. CRA examination history below reflects the period it was active.

AMERICA CALIFORNIA BANK

SAN FRANCISCO, CA · Supervised by FDIC

Est. 1972FDIC #20,726RSSD: FDIC-20726
Satisfactory Same

Current rating · Exam: January 2014

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.34%

Institution Profile

FDIC BankFind

Address

417 Montgomery Street, SAN FRANCISCO, CA

County

San Francisco County

Established

June 23, 1972

Total Assets

$127M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2014

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2015Call Report / FDIC

Total Assets

$127M

Total Deposits

$93M

Net Loans

$92M

Net Income

$223K

ROA

0.34%

ROE

2.48%

Risk-Based Capital

20.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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