🏦Bank Scorer

This institution is no longer active

Operations ceased on July 16, 1999. CRA examination history below reflects the period it was active.

ALVIN STATE BANK

ALVIN, TX · Supervised by FDIC

Est. 1906FDIC #11,892RSSD: FDIC-11892
Part ofUNION PLANTERS CORP→ View all charters
Satisfactory Down

Current rating · Exam: November 1997

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.65%

Institution Profile

FDIC BankFind

Address

221 South Gordon Street, ALVIN, TX

County

Brazoria County

Established

January 1, 1906

Total Assets

$112M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1997

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1999Call Report / FDIC

Total Assets

$112M

Total Deposits

$101M

Net Loans

$51M

Net Income

$1M

ROA

1.65%

ROE

20.71%

Risk-Based Capital

15.25%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1990

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/92f8a66d-8a2d-4c61-8a3e-c21d5edba0dd"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: