Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$1.1B
Net Loans
$855M
Net Income
$3M
ROA
1.05%
Above avg for Community banks. Peer avg: 0.90%
ROE
9.12%
Risk-Based Capital
17.33%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 221 | 71.95% | 12.67% |
| 2023 | 225 | 77.78% | 10.67% |
| 2022 | 309 | 74.76% | 12.30% |
| 2021 | 249 | 77.51% | 7.23% |
| 2020 | 229 | 75.55% | 10.92% |
| 2019 | 212 | 74.53% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2025 | Satisfactory | Intermediate Small Bank |
| Apr 2022 | Satisfactory | Small Bank |
| Feb 2019 | Satisfactory | Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
7
Branch Deposits
$905M
1-Year Change
+1
5-year net change: +1 branches
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Preview:
| 14.62% |
| 2018 | 201 | 73.63% | 11.44% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red