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This institution is no longer active

Operations ceased on October 14, 2011. CRA examination history below reflects the period it was active.

ALLEGIANCE COMMUNITY BANK

SOUTH ORANGE, NJ · Supervised by FDIC

Est. 2000FDIC #35,265RSSD: FDIC-35265
Satisfactory Same

Current rating · Exam: August 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.48%

Institution Profile

FDIC BankFind

Address

200 Valley Street, SOUTH ORANGE, NJ

County

Essex County

Established

May 15, 2000

Total Assets

$131M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 2, 2010

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2011Call Report / FDIC

Total Assets

$131M

Total Deposits

$109M

Net Loans

$86M

Net Income

$454K

ROA

0.48%

ROE

8.28%

Risk-Based Capital

11.05%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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