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This institution is no longer active

Operations ceased on June 23, 2006. CRA examination history below reflects the period it was active.

ALAMO BANK OF TEXAS

ALAMO, TX · Supervised by FDIC

Est. 1919FDIC #10,361RSSD: FDIC-10361
Part ofCULLEN FROST BANKERS INC→ View all charters
Satisfactory Same

Current rating · Exam: August 2005

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.37%

Institution Profile

FDIC BankFind

Address

809 Main Street, ALAMO, TX

County

Hidalgo County

Established

July 1, 1919

Total Assets

$401M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2005

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2006Call Report / FDIC

Total Assets

$401M

Total Deposits

$302M

Net Loans

$220M

Net Income

$327K

ROA

0.37%

ROE

2.23%

Risk-Based Capital

12.82%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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