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This institution is no longer active

Operations ceased on August 28, 2009. CRA examination history below reflects the period it was active.

AFFINITY BANK

VENTURA, CA · Supervised by FDIC

Est. 1982FDIC #27,197RSSD: FDIC-27197
Part ofAFFINITY BANK HOLDINGS INC→ View all charters
Satisfactory Same

Current rating · Exam: August 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -6.75%

Institution Profile

FDIC BankFind

Address

101 S. Chestnut Street, VENTURA, CA

County

Ventura County

Established

September 19, 1982

Total Assets

$1.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 3, 2009

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$1.2B

Total Deposits

$906M

Net Loans

$812M

Net Income

$-41,284K

ROA

-6.75%

ROE

-246.78%

Risk-Based Capital

3.38%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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