Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$1.1B
Net Loans
$886M
Net Income
$5M
ROA
1.40%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.38%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 358 | 68.72% | 15.64% |
| 2023 | 438 | 70.32% | 9.13% |
| 2022 | 480 | 76.88% | 10.63% |
| 2021 | 946 | 74.84% | 11.84% |
| 2020 | 1,032 | 74.81% | 11.92% |
| 2019 | 625 | 80% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 1992 | Outstanding | Not Reported |
| Mar 1991 | Outstanding | Not Reported |
| Jul 1990 | Outstanding | Not Reported |
Exam dates and details are paywalled
Total Branches
21
Branch Deposits
$1.1B
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 534 | 81.46% | 9.18% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red