ADAGE LLC is the parent banking group. ADAMS BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

FHD

ADAGE LLC

Legal name: ADAGE, LLC

1 active bank · $1.3B combined assets

RSSD ID: 5006472 (FFIEC NIC)

Combined Assets

$1.3B

CRA Rating Summary

Outstanding1charter

Across all 3 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankADAMS BANK & TRUSTOGALLALA, NEOutstanding$1.3BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$1.3B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$1.1B

Net Income

$5M

ROA (avg)

1.4%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

358

Origination Rate

68.72%

Denial Rate

15.64%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
ADAMS BANK & TRUST	OGALLALA, NE	FDIC	$1.3B	Outstanding	Nov 1992

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.