ADAGE LLC is the bank holding company. ADAMS BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Combined Assets
$1.3B
CRA Rating Summary
Outstanding1charter
Across all 3 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
1 of 1 bank · Exceeds expectations for community lending
Combined Assets
$1.3B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$1.1B
Net Income
$5M
ROA (avg)
1.4%
asset-weighted avg
Mortgage Lending (HMDA)
CFPB · 2024Lender rankings →
Aggregated HMDA data across all active charters for 2024.
Applications
358
Origination Rate
68.72%
Denial Rate
15.64%
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| ADAMS BANK & TRUST | OGALLALA, NE | FDIC | $1.3B | Outstanding | Nov 1992 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.