This institution is no longer active
Operations ceased on July 1, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$549M
Total Deposits
$495M
Net Loans
$389M
Net Income
$-518K
ROA
-0.18%
Below avg for Small banks. Peer avg: 0.44%
ROE
-1.90%
Risk-Based Capital
13.62%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 24 | 95.83% | 4.17% |
| 2021 | 86 | 94.19% | 1.16% |
| 2020 | 107 | 82.24% | 1.87% |
| 2019 | 131 | 82.44% | 5.34% |
| 2018 | 81 | 74.07% | 13.58% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2019 | Satisfactory | Small Bank |
| Mar 2013 | Satisfactory | Small Bank |
| May 2010 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Address
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Established
Total Assets