This institution is no longer active
Operations ceased on January 6, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.9B
Total Deposits
$1.7B
Net Loans
$1.1B
Net Income
$21M
ROA
1.12%
Above avg for Community banks. Peer avg: 0.90%
ROE
9.65%
Risk-Based Capital
14.45%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 901 | 85.68% | 2.55% |
| 2020 | 1,245 | 90.28% | 1.61% |
| 2019 | 613 | 79.45% | 3.92% |
| 2018 | 449 | 70.6% | 5.35% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2019 | Satisfactory | Intermediate Small Bank |
| Nov 2016 | Satisfactory | Intermediate Small Bank |
| Oct 2013 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1991
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Established
Total Assets