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This institution is no longer active

Operations ceased on February 27, 2026. CRA examination history below reflects the period it was active.

1ST COLONIAL COMMUNITY BANK

COLLINGSWOOD, NJ · Supervised by FDIC

Est. 2000FDIC #35,456RSSD: FDIC-35456
Part of1ST COLONIAL BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.12%

Institution Profile

FDIC BankFind

Address

1040 Haddon Ave, COLLINGSWOOD, NJ

County

Camden County

Established

June 29, 2000

Total Assets

$882M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Feb 2029(based on asset size)

Financial Snapshot

As of Q4 2025Call Report / FDIC

Total Assets

$882M

Total Deposits

$792M

Net Loans

$613M

Net Income

$10M

ROA

1.12%

ROE

11.14%

Risk-Based Capital

17.08%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate8.09%Peer avg: 7.63%▼ Below avg

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Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$746M

1-Year Change

0

5-year net change: +1 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202480376.84%8.09%
202381475.43%11.67%
202298478.66%4.88%
20211,09385.09%5.12%
202091286.18%6.25%
201974085.68%4.19%
201880290.02%2.12%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2015

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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