This institution is no longer active

Operations ceased on March 10, 1995. CRA examination history below reflects the period it was active.

1ST*BANK

COPPELL, TX · Supervised by FDIC

Est. 1974FDIC #21,442RSSD: FDIC-21442

Satisfactory Same

Current rating · Exam: June 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.22%

Institution Profile

FDIC BankFind

Address

1000 South Beltline Road, COPPELL, TX

County

Dallas County

Established

February 14, 1974

Total Assets

$144M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$144M

Total Deposits

$134M

Net Loans

$46M

Net Income

$2M

ROA

1.22%

ROE

20.10%

Risk-Based Capital

16.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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