Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$270M
Total Deposits
$249M
Net Loans
$133M
Net Income
$330K
ROA
0.51%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.51%
Risk-Based Capital
13.52%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 122 | 77.05% | 6.56% |
| 2023 | 98 | 89.8% | 6.12% |
| 2022 | 142 | 86.62% | 4.93% |
| 2021 | 146 | 82.88% | 6.16% |
| 2020 | 107 | 80.37% | 4.67% |
| 2019 | 158 | 82.91% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Small Bank |
| Aug 2019 | Satisfactory | Small Bank |
| Jun 2013 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$221M
1-Year Change
0
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| 2018 | 164 | 80.49% | 4.27% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red