🏦Bank Scorer

MIDFIRST BANK

OKLAHOMA CITY, OK · Supervised by OTS

Est. 1911FDIC #4,063
Satisfactory Same

Current rating · Exam: April 1996

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Consumer Complaints (12 mo)

18

0.43 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 1.39%

Institution Profile

FDIC BankFind

Address

501 Nw Grand Blvd, OKLAHOMA CITY, OK

County

Oklahoma County

Established

February 28, 1911

Total Assets

$42.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 15, 1996

Exam Type

Assessment Factor

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$42.1B

Total Deposits

$24.7B

Net Loans

$33.4B

Net Income

$145M

ROA

1.39%

ROE

14.48%

Risk-Based Capital

19.68%

Regulatory minimum: 8%

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate15.55%Peer avg: 26.91%▲ Above avg
Complaints / $B0.43Peer avg: 0.04▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

93

Branch Deposits

$24.7B

1-Year Change

+9

5-year net change: +12 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20242,60573.7%15.55%
20233,10673.05%13.72%
20223,62372.7%16.15%
20215,11667.98%20.97%
20205,03165.41%20.19%
20194,93664.75%23.76%
20184,59358.44%33.01%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Consumer Complaints

CFPB · through Jun 2026

Last 12 Months

18

All Time

65

Monetary Relief

18.5%

Untimely Response

0%

Most common complaint type: Mortgage· 0.43 per $B assets (12m)

Monthly Complaints (last 24 months)

MonthComplaintsWith Monetary Relief
July 202400
August 202400
September 202400
October 202400
November 202400
December 202400
January 202500
February 202500
March 202500
April 202500
May 202500
June 202500
July 202500
August 202500
September 202510
October 202530
November 202530
December 202531
January 202600
February 202600
March 202620
April 202651
May 202600
June 202611

Data through Jun 2026. Zero-height bars indicate months with no complaints on record.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/47022df3-b189-4651-88f2-4d77cfa322a8"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: