Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$42.1B
Total Deposits
$24.7B
Net Loans
$33.4B
Net Income
$145M
ROA
1.39%
Above avg for Regional banks. Peer avg: 0.88%
ROE
14.48%
Risk-Based Capital
19.68%
Below avg for Regional banks. Regulatory min: 8%
Compared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 2,605 | 73.7% | 15.55% |
| 2023 | 3,106 | 73.05% | 13.72% |
| 2022 | 3,623 | 72.7% | 16.15% |
| 2021 | 5,116 | 67.98% | 20.97% |
| 2020 | 5,031 | 65.41% | 20.19% |
| 2019 | 4,936 | 64.75% |
Last 12 Months
378
Since 2018
1,818
all complaints on record
Monetary Relief
21%
% of complaints where company provided monetary relief
Untimely Response
0%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 1996 | Satisfactory | Assessment Factor |
| Feb 1994 | Satisfactory | Assessment Factor |
| Feb 1992 | Satisfactory | Assessment Factor |
Exam dates and details are paywalled
Total Branches
93
Branch Deposits
$24.7B
1-Year Change
+9
5-year net change: +12 branches
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| 23.76% |
| 2018 | 4,593 | 58.44% | 33.01% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 17 | 4 |
| September 2025 | 27 | 10 |
| October 2025 | 19 | 6 |
| November 2025 | 44 | 8 |
| December 2025 | 43 | 9 |
| January 2026 | 29 | 8 |
| February 2026 | 26 | 3 |
| March 2026 | 42 | 8 |
| April 2026 | 36 | 11 |
| May 2026 | 42 | 9 |
| June 2026 | 25 | 4 |
Data through Jun 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.