🏦Bank Scorer

BOKF, NATIONAL ASSOCIATION

TULSA, OK · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1910FDIC #4,214
Outstanding Same

Current rating · Exam: July 2023

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.16%

Institution Profile

FDIC BankFind

Address

1 Williams Ctr, TULSA, OK

County

Tulsa County

Established

February 10, 1910

Total Assets

$53.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 10, 2023

Exam Type

Large Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Jul 2026(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$53.5B

Total Deposits

$38.9B

Net Loans

$26.0B

Net Income

$153M

ROA

1.16%

ROE

11.03%

Risk-Based Capital

13.82%

Regulatory minimum: 8%

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate27.42%Peer avg: 26.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

115

Branch Deposits

$38.5B

1-Year Change

+2

5-year net change: -13 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202411,22052.16%27.42%
202311,04850.64%34.27%
202213,93554.16%27.38%
202121,70662.47%16.72%
202029,72260.31%12.53%
201925,95961.03%21.50%
201824,61660.12%26.39%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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