🏦Bank Scorer

FIRST UNITED BANK AND TRUST COMPANY

DURANT, OK · Supervised by FDIC

Est. 1900FDIC #4,239RSSD: FDIC-4239
Part ofFIRST BCORP OF HOLDENVILLE INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2024

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Consumer Complaints (12 mo)

1

0.06 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 0.88%

Institution Profile

FDIC BankFind

Address

1400 W Main St, DURANT, OK

County

Bryan County

Established

January 1, 1900

Total Assets

$16.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2024

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jun 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$16.4B

Total Deposits

$13.3B

Net Loans

$12.5B

Net Income

$36M

ROA

0.88%

ROE

9.13%

Risk-Based Capital

13.48%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Complaints / $B0.06Peer avg: 0.04▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

73

Branch Deposits

$12.6B

1-Year Change

+1

5-year net change: +4 branches

Consumer Complaints

CFPB · through May 2026

Last 12 Months

1

All Time

2

Monetary Relief

0%

Untimely Response

0%

Most common complaint type: Mortgage· 0.06 per $B assets (12m)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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