This institution is no longer active
Operations ceased on May 1, 2007. CRA examination history below reflects the period it was active.
GRANITE FALLS, MN · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$79M
Total Deposits
$61M
Net Loans
$36M
Net Income
$-323K
ROA
-1.58%
Below avg for Small banks. Peer avg: 0.44%
ROE
-11.09%
Risk-Based Capital
14.36%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2003 | Satisfactory | Small Bank |
| Dec 1997 | Outstanding | Small Bank |
| Sep 1994 | Satisfactory | Not Reported |
1 previous rating locked — back to 1992
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Established
Total Assets