Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$122M
Total Deposits
$111M
Net Loans
$86M
Net Income
$310K
ROA
1.05%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.71%
Risk-Based Capital
15.61%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 101 | 66.34% | 9.90% |
| 2023 | 82 | 56.1% | 15.85% |
| 2022 | 141 | 71.63% | 14.89% |
| 2021 | 104 | 64.42% | 13.46% |
| 2020 | 119 | 70.59% | 8.40% |
| 2019 | 115 | 73.91% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2021 | Satisfactory | Small Bank |
| Apr 2015 | Satisfactory | Small Bank |
| Sep 2009 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1996
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Total Branches
3
Branch Deposits
$105M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 119 | 69.75% | 14.29% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red